Thursday, May 7, 2009

Prices Still Rising in Malta Property Market

upwards. Demand for property in Malta is plentiful and if forecasts are correct, prices could rise between 8 and 10% more this year; with buyers from countries such as the UK, US, Australian and many European countries, continually interested in this Mediterranean islands potential.

Demand for real estate, apartments and villas in Malta is buoyant this year and the Malta government are thought quite likely to allow developers to use even more land for building. In a country which is the third most populous in the world , this may mean the island becomes even less spacious although investors are expected to continue to snap up properties.

Access to the island of Malta is always of importance to foreign investors investing in Malta, and speculation still floats around about the the possibility of Easyjet flying to Malta from 2008; a move which could significantly increase the volume of visitors to Malta. Tourist would suddenly be able to afford long weekends in Malta with cheaper flights.

The prices of property and real estate in Malta could be affected with the January 2008 situation whereby MALTA will likely join the EU. In the past, the prices of property has risen quite well in many countries with the introduction of the Euro, and others when they joined the EU.

When the Euro was introduced on January 2nd, 2002, the value of property in countries such as Italy, Ireland and Spain rose very well. Prices of property in Sicily Italy for example, have risen on average about 20% over the last 4 years. A different situation is whereby countries have joined the EU and this has also had an effect although less significant than previously expected. It was expected that prices would rise dramatically as countries such as Hungary joined the EU a few years ago. Prices have risen but more steadily than expected.

With Malta and Gozo likely to join in 2008, it is certainly likely to be a positive rather than negative for the Maltese real estate market. With excellent weather and a relaxed pace of life, a lot of interest exists in Malta and Gozo, with rental opportunities also excellent. So, do not miss the boat - no pun intended!

Malta Real estate and property

Written by Paul Symonds MSC & BAHons.

Tuesday, May 5, 2009

Women Are Into Bodybuilding


Bodybuilding has burgeoned into a legitimate career field that is attracting those women as well as men who are willing to make the necessary personal sacrifices to achieve success.






However, no longer is the weight room the exclusive domain of contest-oriented bodybuilders and big-time pro athletes (e.g., football, basketball, baseball and hockey players). It would appear that on the whole, Americans have finally come to a point of intelligent awareness about weight training and an appreciative acceptance of bodybuilding and bodybuilders.






Within the past ten or so years the number of everyday people working out with the diverse types of weight-training equipment - Camm II, Cybex, Nautilus, Universal, Weight Master, or free weights (barbells and dumbbells) - has risen markedly.






There has also been a noticeable increase in the number of amateur and professional physique contests along with an increase in competitors and audience size. Even a casual observer of this sport would be hard pressed to fail to notice that not only is the number of competitors getting deeper but the quality is getting better with each new contest.






Bodybuilding is now big business, a multimillion dollar a year industry, that has attracted a host of assorted entrepreneurial types. Gym owners, magazine publishers, sports-apparel clothiers, promoters, agents, producers of weight-lifting videos, all are currently earning enough money from the realm of glistening bodies and tingling muscles to afford themselves a relatively comfortable lifestyle. And their cumulative input has helped to make professional bodybuilding more sophisticated, more complex, and much more profitable than it was in previous years.






Of course, innovative and sunny California is the mecca for bodybuilders, with Florida and New York tying for second. Nonetheless, statistics show that more muscle books and magazines, exercising equipment and attire, in addition to numerous other health and fitness items, are being sold at the present time than ever before.






Now to the uninitiated, the world of competitive bodybuilding might appear to be a strange world. And, in truth, it is undeniably different from the world most people are used to. It is somewhat of an esoteric world -- a world with its own unique language, norms, culture, and particular geographic locations, both in the states and in foreign countries, where accomplished practitioners of this subculture are looked upon as being demigods and are rewarded with huge sums of money.






It is a world where the human body is molded and shaped by pumping iron, lifting heavy poundage weights a few reps to build ulk and mass, and lifting light poundage weights multiple reps to acquire definition and cuts. It is a world where the body is divided into seven-muscle groups: the abdomen, the back, the buttocks, the chest, the arms, the legs and the shoulders, with no single group of these muscles being more important than any one of the others.






It is a world where the bodybuilder, in an effort to fashion the perfect physique, experiences strain, soreness and pain. It is a world of special foods, protein drinks, supplemental vitamins and strict pre-contest dieting. It is a world where both male and female bodybuilders pray daily for maximum muscle growth gains. It is a world where some of these bodybuilders inject male hormones into their systems to assure an increase in their muscle size and strength.






It is a world where bodybuilders - other than fulfilling the fundamental requirements of being genetically endowed, training hard and having a well-choreographed stage presentation - must be good-looking, articulate, personable and well-versed on the topics of anatomy, physiology, nutrition, weight management and the historical evolution of bodybuilding in order to be considered true world-class competitors.






At one time, women, in their traditionally more sedentary life role, were not as athletically inclined as men. They were neither encouraged to evolve physically nor to engage in strenuous physical activities. They were encouraged, however, to put on skimpy bathing suits and appear onstage at male physique contests to hand out trophies to the winners and to provide a pleasurable diversion for the predominantly male audience. Well, today, another citadel of the noble male animal has stubbornly but emphatically bitten the dust, as women have muscled their way into muscledom.






The majority of modern-day women who weight train do so because they have realized that it can improve their health, enhance their overall physical fitness and appearance and better their athletic performance. But in addition to the aforementioned, other women have realized that magazine exposure, television coverage, acting and modeling assignments, plus physique contests, seminars, mail-order businesses, the endorsement of weight-training equipment, gym shoes, workout attire, besides sundry additional health-related products have brought worldwide attention and financial gain to a sizable number of professional women bodybuilders. And some of these women generate incomes that range in the six-figure-a-year earnings bracket.






Consequently, competitive women's bodybuilding has become a fast growing sport, adding a fresh and exciting dimension to the bodybuilding scene. And the woman bodybuilder has come to be a positive symbol for her badgered sex caught up in exploitative propaganda of gimmicky ways to obtain instant beauty and good health.






Nevertheless, despite all that's been said, far too many women still labor under gross physical and physiological misconceptions about weight training that can impede their physical progress. As an example, scores of women continue to believe that weight training will cause them to become muscle-bound and look like a man. This is a fallacy. Women don't have the male hormone testosterone in abundant enough quantity to produce the herculean-sized muscles of competitive male bodybuilders. And there is simply no way for women to bring these muscles into being without making a conscious decision to do so by taking harmful drugs.






Furthermore, reshaping the body and improving stamina and strength to endure as well as bounce back from the daily grind of life are one thing, whereas competitive bodybuilding is another thing. In competitive bodybuilding, the athlete works very hard on his or her muscles with the singular aim of forging a rock-solid, power-packed, well-defined physique for competition that a conventional thinker might consider to be an unsightly physique. Therefore, those women who are naturally prone to gain weight, and those who are turned off at the thought of even possibly developing gigantic muscles can prevent these things from occurring by eating moderately, by working out with light poundage weights at a high number of repetitions and by not injecting male hormones into their systems.






Due to the voluminous amount of information currently available on health and exercise, many women know about the gains they can derive from cardiovascular and flexibility training. They know such aerobic activities as bicycling, dancing, jogging, walking and swimming will burn fat, lower blood pressure, heighten metabolism, make the cardiovascular system operate more efficiently, and strengthen and tighten the legs and buttocks.






Yet many of these women don't know what to do about making the other muscles of the body firmer and stronger. They initially come to a gym with high hopes of getting rid of expanded hips and thick thighs, as well as making their bodies tone, which to them usually means losing fat without developing gigantic muscles.






Having primarily relied on dieting for weight control or reduction, they see gym training as a method of speeding up the calorie burning, streamlining process. Unfortunately, these women don't understand the relationship between muscle and shape. Dieting and aerobics alone will leave them with unappealing, unshaped muscles unless they do some kind of resistance training to better their bodies overall muscular condition. Muscle, unlike fat, can be shaped and contoured. And most women would benefit by losing an inch of adipose tissue and replacing it with a half-inch of muscle tissue.






Women have the same skeletal muscles as men, and, as with men, their muscles need to be properly exercised to form a truly well-conditioned, well-proportioned physique. Women also need to be aware that strength and femininity are not mutually exclusive. A woman can be strong with a hard body and be sexually desirable and feminine as well. Moreover, the double standard that permits men to grow old, but not women, should be abolished. Still, training the body becomes even more necessary with advancing age. Without some kind of resistance training the muscles begin to sag and atrophy while a woman is in her early 20s. And by the time she reaches her 30s or 40s, it's quite possible for her to lose all the sex appeal she was so proud of when she was young.






Obviously, weight training cannot stop the aging process. But it can stave off the limitations of old age by keeping the body healthy and strong. Weight training slows down, and in some cases reverses, what time and gravity inflict on the body. As a consequence, a woman can have an eye-catching, physically fit body regardless of what her chronological age may be.






Thus, weight-trained women are revealing to women around the globe that through weight training, aerobic exercise and proper diet, women can have the type of body that is athletically and aesthetically ideal for them: lean, firm, well-balanced, vigorous and youthful. And by way of media exposure, women bodybuilders have been able to demonstrate to the public at large the beauty, grace, power, and sinewy muscularity that can be attained by women.






Outlined below is a basic list of anatomical and exercise principles that women should keep in mind so as to assist them in reaping the most realistic results from their weight-training workouts:





1. Women's muscles do get bigger from working
out with weights, but not that much bigger.






2. Muscle mass in women usually brings about
improvement in muscle shape, which is revealed
by way of a more appealing, well-formed physique.






3. Through exercise you burn fat stored in the
body to uncover the muscle beneath the skin.
Fat never changes into muscle.






4. If you finish your set of repetitions too
easily (for instance, you could have done
3 or 4 more reps), you should think about
using a heavier weight.






5. Free weights and machines perform the same
function: they provide resistance against
which your muscles can contract. One type
of equipment does not necessarily make you
thicker and the other type slimmer.






6. Working out with free weights has a different
feel from working out with machines. So you
will have to experiment with both to find out
which one is appropriate to use for the exercise
you're doing.






7. In most cases, a woman's upper body is much
smaller and weaker than her lower body. For
this reason, the upper body must be worked
a lot more to make it bigger and stronger.






8. The more notable physical changes require
the greatest amount of time and work; exercise
helps in controlling body weight but not to
the exclusion of diet. You shouldn't look for,
nor expect, a dramatic overnight change in your
weight and physique.






9. Progressive-resistance training is not enough,
you need aerobic and flexibility training, too.
In fact, you should get involved with various
kinds of exercise to keep your workout
interesting as well as to produce total-body
fitness. Visit Web site
http://hometown.aol.com/buffalofox/joggingandrunning.html

About the Author

As a nationally certified fitness instructor, La Rue conducted exercise and bodybuilding classes for the YMCA and other organizations. La Rue also was an instructor/trainer for the Michigan Heart Association, a board member of the Metropolitan Detroit Health Education Council, and a member of the YMCA Physical Education Committee. La Rue is a Detroit native with a BA in English from Wayne State University.

Sunday, May 3, 2009

The Playtex Bra Perfect For Any Women

The Playtex Bra - perfect for any women Playtex was founded as the International Latex Company in 1932. It all began as a manufacturer of bathing caps in Rochester, NY and it soon expanded to produce aprons, hot pads, slippers, makeup capes, and baby pants all under the Playtex brand name. In 1954 the Living Playtex Lingerie Bras were introduced, which enjoyed 40 years in the market place.

Playtex also created the size charts, which allowed women a better option to what size they were. They are responsible for created the Eighteen hour bra and Cross you heart brands. Which are two of their bestselling brands throughout the years.

The Playtex Bra comes in many different brand names and styles. Playtex Secrets, which holds some of the styles such as Legacy Lace underwire and wirefree, All That Glitters underwire and wirefree, and Forever Lace underwire.

Cross your heart holds many styles that are more of a seamless lightly lined, or undercut support bra. Also, under this style, are light mircofiber, sideshaping, lightly lined seamless, and nobody's perfect bras.

In addition Playtex provides half cup sizes, for those in between women. These can be found mostly in their Thank Goodness It Fits line.

Playtex also provides the perfect bras for expectant mothers. Their maternity line includes extra comfort nursing soft cup and underwire nursing bras. In addition they offer underwire alternative nursing bras, which are perfect for support with comfort. Playtex maternity bras feature flexible undercup fabric braiding providing shaping, support, and absorbency. Made with custom multiple setting for a custom fit as your body changes.

Playtex has been around for years and continues to prove to be the better bra company every year. Some Playtex bras are made with silky material while others are made with just regular cotton. With its many styles and designs, every woman should be able to find what they are looking for.

Carol Brown writes for My Socks 'N' More, a company dedicated to providing the quality brands you've come to trust at great prices you'll come to love. Playtex Bra

Article Source: http://EzineArticles.com/?expert=CarolM.Brown

By Carol M. Brown

Saturday, May 2, 2009

Buying Overseas Property ? Why You Should Consider Central Pacific Coast Costa Rica

The central pacific coast in Costa Rica continues to be a popular choice for both buyers of overseas property, for both investment and pleasure.

Here we will give you an idea of the region and its potential for capital growth, some examples of growth achieved and why it will remain popular.

Playing it safe with overseas property

If you want an established area for buying overseas property, that offers fantastic potential returns on your investment, then this region offers you just that, without the risk of buying an up and coming region or country.

The Region

The Central Pacific is a narrow coastal strip surrounded by the jungle and the mountains of the Cordillera de Tamalmanca and spectacular beaches.

Here are just three destinations in the region that property purchases in or near, can on past performance give you a great lifestyle as well as great investment returns.

Jac?

Jac? sits to the north and has long been a major destination in terms of Costa Rican tourism it is extremely close to the capital San Jos? making is just 30 minutes from San Jos?, and about 7 south of the stunning wildlife reserve, Reserva Biol?gica Carara.

The town boasts fantastic hotels and an exciting nightlife. The town is a mix of older holiday makers and a young vibrant surfing crowd.

The famous Los Suenos Marriott Beach and Golf Resort, at Playa Herradura, offers ta 250 birth marina an 18-hole championship golf course, and stunning beachfront views.

Capital Growth potential

The Los Suenos Resort for example can show the potential of buying overseas property in the region. The hotel pre sold 50 condos of 2000 square feet for $250,000. The next year another fifty were sold at $350,000.

This years upper end units are being sold between $450,000 to $850,000 and there is a waiting list!

For another example, Investors that purchased $30,000 of property in Jaco 15 years ago are now worth up to $750,000. The region remains popular and further capital gains look like being made by investors over the coming years.

Quepos

About 7 kilometers up the coast from Manuel Antonio, is the sport fishing hot-spot, Quepos and is considered one of the best destinations for sport fishing in the world and is also a magnet for surfers.

South of Quepos, the spectacular beaches of Parque Nacional Manuel Antonio present some of the country's most breathtaking ocean views.

A silvery white sand beach, with an expansive coral reef, backed by a rain forest, the four beaches of Manuel Antonio offer travelers beach, surf and natural beauty.

You can scuba dive, fish, surf, hike, turtle-watch or simply laze around and take in the atmosphere.

Dominical

A small fishing community beside the mouth of the R?o Bar? is now one of Costa Rica's major surfing destinations and is a vibrant fun place to be.

Around 5 miles north of Dominical are the Nauyaca Falls, a popular destination for travelers. The falls are composed of two cascades, plunging around 200 feet into a relaxing warm-water pool and are just two hours away.

While the Central Pacific is well known for several of its most popular beaches, this region has a host of small, secluded shores, un spoilt by the area's buoyant tourist industry.

Capital gains and lifestyle

When buying overseas property many people look at new areas to buy, however established areas that are popular can still be very lucrative and offer high potential rewards with low risk.

Keep in mind!

Many people buying property overseas want natural beauty, but they also want comfort, entertainment and good access.

This region has all of the above, look at it more closely and consider the advantages of buying overseas property here and you may be glad you did.

FREE REPORT AVAILIBLE!

On investing in property in the region for lifestyle or capital gains potential and for vidoes and other facts about Costa Rica as a place to invest and live visit http://www.costaricalandlots.com

Friday, May 1, 2009

10 Keys to Success as a Beginning Real Estate Investor

Ever thought about becoming a real estate investor but weren?t sure where to start? You?ve got company. People just like you have purchased millions of books, tapes and videos from the Robert Kiyosaki?s, Carlton Sheets? and Robert Allen?s of the world looking for the keys to investing puzzle. However, very few actually get started and even fewer make any money at it. You might still feel as if there are too many obstacles in your way.

Let me encourage you. Just because you might lack a large cash balance, may not have a great credit rating or may not have years of experience as a wheeler-dealer doesn't mean that you can't enjoy success as a real estate investor. I am walking proof. I have helped real estate investors obtain millions of dollars in financing for their projects and, along the way, I think I?ve seen every type of investor possible.

In my job, I?ve had the benefit of seeing many people succeed wildly and many others lose thousands of dollars almost overnight. Here are some ideas that, in my experience, will lead to greater success for you:

1.Determine your goals. Where do you want real estate to take you? Approach your real estate career just like you would any other business by deciding where you want to be in one year, three years or deeper into the future. Knowing where you want to end up helps you choose the right road.

2.Choose the best path for you. What level of profitability do you want to achieve? How much risk can you tolerate? One thing I love about real estate is that there are at least 100 different ways to make money. For example, you could consider

?Rehabbing and reselling single-family properties

?Buying homes and holding them as rental properties

?Becoming a real estate agent

?Brokering or owning office and commercial properties

?Investing through limited partnerships or becoming a private money lender

The thing that matters most is that you find a path that is in line with your lifestyle in terms of how much you want to participate in various investment vehicles.

3.Do your homework. You can lose a lot of money fast if you don?t exercise the discipline to educate yourself and get good advisors. Talk to people about various lending programs, rates and terms in the marketplace. Read some trade magazines or subscribe to wonderful newsletters such as Peter Pike?s Dispatch (http://www.pikenet.com/) to bolster your understanding of real estate trends.

4.Location, location, location. Learn the makeup of your local market. Buy locations. You can change everything about a property except where it is located. I haven?t seen too many folks make money by having the market bail them out of a bad situation. It usually doesn?t happen that way.

5.Ask questions. When you find a property or project, talk to the neighbors. They will tell you everything you could want to know and more?including why the owner is really selling. Interview Realtors. Some have worked in certain neighborhoods long enough to have brokered the same property several times over the years.

6.Appraisals and inspections are your friends. Unless you are already a millionaire real estate investor, stop listening to your ?gut? feeling. If you are a millionaire real estate investor, you probably aren?t reading this article. Therefore, I feel safe in recommending that you always get a second and third set of eyes to look at every investment you?re considering. Better to spend a few dollars to save thousands, right?

7.Line up your professional team. Ask for references and check them. Be willing to fire them and move on if they aren?t performing. You?ll want to establish a relationship with a good attorney, real estate broker, mortgage broker, accountant, inspector, appraiser and a title company along with others that you may work with from time to time.

8.Know your numbers and respect them. You are probably not so much brighter than everyone else that you can rewrite the rules. (Not yet.) Take the time to learn how to analyze debt coverage ratios, local days-on-market, property rental rates, occupancy averages, etc. Respect what your research tells you and?

9.Always be willing to walk away from a deal. It is your money and your time that are at stake. You are making all the ongoing commitments and taking much of the risk. Don?t let anyone pressure you. No one gets paid until you start signing papers; so wait until you are ready before going forward. Once you?re ready?

10.Get started and never give up. You might do a bad deal or two. That?s okay. It?s better to learn early in your career, right? There is a way to breakthrough and accomplish all your dreams. You just have to hang in there until you find it.

In most of the cases, people lose because they violated one or more of the above keys. The more you guide your real estate investing career by these rules, the better off you?ll do. Maybe you?ll be sending me a testimonial recounting your latest success one day? I hope so.

In the mean time, if you need assistance identifying your goals, locating advisors, evaluating opportunities or financing your projects, contact me today for help. In fact, I have a free ?Deal Evaluator? in Microsoft Excel format that I will send you free when you e-mail me. No matter where you are starting, the exciting and wealth-building world of real estate investing isn't closed to you.

I wish you great success.

Mark Anthony McCray, author of the upcoming books, ?The 31 Rules for Succeeding as a Mortgage Broker? and ?The 31 Rules for Prospering Financially? (http://www.the31rules.com), is the Founder and CEO of Houston, TX based First Capital Mortgage Company (http://www.dealsdone.net). First Capital is a commercial mortgage banking and brokerage firm that has helped its clients leverage millions of dollars in financing for their real estate acquisitions, developments and investments over the years. Write to Mark at mark@dealsdone.net or call 713-267-4040 for more information about the author or First Capital?s services.